The 3 Skills That Make Adulting Less Miserable: Plan, Pivot, Improvise

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Ever find yourself gripping tightly to a plan — only for life to completely blow it up? Welcome to adulting. Whether you’re just trying to stay afloat or chasing big goals, there are three skills that can save your sanity: Planning, Pivoting, and Improvising. This blog highlights these three skills ...

Budgeting: Start Where You Are

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Ever open your bank app and feel your stomach drop? You see $42.19 and think, “How am I going to make this work?” That moment of panic, that wave of failure — you’re not alone. We've all been there. But here's the truth: budgeting isn't about spreadsheets or shame. It's about clarity. And it’s one o...

Why Buy Now, Pay Later Feels Easy… Until It’s Not

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Today we’re talking about something I’ve become a little obsessed with: Buy Now, Pay Later apps (you know—Afterpay, Klarna, Affirm, Sezzle... the list goes on). These things weren’t even around when I was in my 20s and 30s—and honestly? Thank. God. Because if they had been, I would’ve gotten myself ...

How to Budget When You Feel Broke and Overwhelmed

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You ever open your bank app and see something like $42.19 staring back at you—and you that’s not gonna cut it? Bills are coming, your fridge is half-empty, and all you feel is that wave of failure rolling in. Been there. And I don’t know anyone who’s made it into adulthood who been there. That’s exa...

Should I Start a 401(k) and How Much Should I Contribute?

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Heather wrote in with a great question: “I just became eligible for my employer’s 401(k). Should I participate? And how do I know how much I can afford to put in?” If you're in the same boat—congrats! Getting access to a 401(k) is a big deal, and the short answer is: yes, you should absolutely parti...